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Concerns about a payment

A buyer can raise a concern about a payment Otute still holds. Only that payment waits, for up to 30 days, while the seller responds.

Last updated October 22, 2026
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When a concern can be raisedWhat happensAfter 30 daysOtute's role
Help Center ›Refunds, concerns and disputes

When a concern can be raised

While Otute still holds a payment — before it has been released to the seller — the buyer can raise a concern about it from Finances › Purchases, saying what is wrong. Concerns about tutoring hours are raised on the contract itself.

What happens

  1. That payment is paused. Nothing else changes for either side.
  2. The seller is told, and can reply or refund the payment.
  3. The buyer can withdraw the concern at any time; the payment then goes ahead as normal.

After 30 days

  • If the seller has not replied, the buyer is refunded in full.
  • If the seller replied and the concern was left open, the payment goes ahead to the seller.

Otute's role

Otute does not decide whether a service was delivered. It holds the payment, makes sure both sides are heard, and applies the 30-day outcome above.

Related articles

RefundsA refund always returns the full amount to the buyer's card. What it means for the seller depends on whether the payment had been released.Bank disputes (chargebacks)When a buyer disputes a payment with their bank, the bank decides the outcome. How the payment is handled meanwhile, and who bears the fee.When payments are releasedOtute releases held payments every Monday, once a payment is ready and has reached Otute. What “ready” means depends on what was paid for.

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